SharpGlance Financing Solution, the ultimate decision maker in Yuma, Arizona For Sale

SharpGlance Financing Solution is the unique application that helps loan officers and borrowers to make the right decision on selecting interest rate and point.
When a borrower applies for a loan, lenders usually offer borrower at least three options with different amounts with various interest rates and points. When we asked people and loan officers how they choose their interest rate and point, they did not have an answer. APY, calculating monthly payment, breakeven, and so on are the methods they may use to choose the interest rate and point, but they have not noticed that higher point is not always bad, or lower interest rate is not always good. There are many factors contributing in this decision. Marital status, tax bracket, expected rate of return, income level, loan amount, terms, time to pay off or plan to sell the home in a certain time are all factors that contribute in this decision.
SharpGlance Financing Solution gathers all of these factors, compares different rates and points, and suggests the optimum interest rate and point. There might be a difference of at least $1,000 between two close options based on present value of all payments.
This program also provides the option to compare holding the loan for the term of the loan (i.e. 30 years or 15 years) with paying off earlier. Early pay off or selling the property may change the situation. In fact, a low interest rate for long term may not be a good option for short term.
It is worth it to spend $20 to save hundreds of dollars.
For more info, please visit: http://www.sharpglance.com/SetExpressCheckout.php?paymentType=Sale