Cheap Car Insurance in Phoenix - Full Coverage or Liability Free Quotes in Yuma, Arizona For Sale

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Were you happy the last time you compared rates for auto insurance in Phoenix? Want to save a bunch on your car insurance? Save up to 80% with the cheapest car insurance in Phoenix, AZ whether you need full coverage or liability car insurance. Enter your postal zip code below to start comparing rates from top providers online. Alway ask each insurer for all possible rate discounts. Compare the lowest possible quotes. The rate quotes you'll receive are free and you are under no obligation of any kind.
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If you buy auto insurance coverage to meet the Arizona financial responsibility law, you must buy at least the minimum amount. The current minimum liability limits are $15,000 for each injured person, up to a total of $30,000 per accident, and $10,000 for property damage per accident. This basic Arizona auto insurance coverage is called 15/30/10 coverage. Young drivers are forced to comply with AZ financial responsibility laws. In most cases parents can add their minor children to their automobile coverage to satisfy the Arizona financial responsibility requirements. Although adding a young driver to a parents? policy may be expensive, it?s almost always cheaper than buying a separate automobile policy for the minor child. Some insurance companies offer a discount rate for teenagers who have completed an Arizona Department of Public Safety (ADPS)-approved driver education course. Insurance providers use the kind of car you drive, where you live, how you use your car and the policy limits you select to determine the rates they will charge you. Depending on the types of coverage you purchase, auto insurance pays for court costs, medical expenses, vehicle replacement or repair, towing, rental cars, and other expenses. Depending on the types of coverage you purchase, automobile insurance pays for vehicle replacement or repair, court costs, rental cars, medical expenses, towing, and other expenses. Insurance providers recommend that drivers in Arizona carry more than the state-required minimum liability coverage. Opting for a policy that only includes state requirements may help drivers get the best premiums. However, Arizona uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault for the accident is responsible for paying all costs incurred. The Arizona state minimum required liability auto insurance coverage does provide some protection for motorists, but people who cause accidents will have to pay out of pocket for damage that goes over their policy's coverage limits.
For more information on AZ car insurance, visit the Arizona Department of Insurance.
For more information on Phoenix, AZ please go to the Official Site for Phoenix.
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